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Guide to playing online Baccarat

Baccarat, pronounced as “bak–uh–rah” is one of those classic card games you have seen people striking it rich in casinos in the movies. Kangana Ranaut, who played “Praful” in Hansal Mehta’s ‘Simran’ in 2017, raked in a lot of money playing Baccarat in a casino in Vegas.

This was the game of choice for Bond 007 in almost all of his movies.

What you need to know is that you can enjoy Baccarat online with same thrills and returns from the comfort of your home.

Curious to know how? Well, there are many Baccarat websites where you can play baccarat for real money.

What is online Baccarat?

As stylish as the name is, Baccarat has been one of the classic table games at the casinos. Also known as Punto Banco, a baccarat table is where you would generally find celebrities and high stakes rolling together. So, does that mean it’s a good game to play?

Absolutely, having the knowledge of Baccarat in the world of Gambling gives you an edge over most of the crowd walking in a casino as they would hardly know about it.

It’s not a complex game unlike its name.

However, if the sound of the word “celebrities” and “High Stakes” intimidate you at this stage I have a wonderful way out for you to gain expertise and fast.

You can now access online baccarat in India and play baccarat with money or just for fun to practice.

Web-based Baccarat allows you to savor the real feel of the game but from your comfort zone. Just put it in comparison to land-based casinos:

  • Land-based baccarat or baccarat in a land-based casino establishment would not allow you to play for practice but on casinos, with online baccarat, you can play for fun with virtual money.
  • The Land-based atmosphere might be a tad intimidating for a novice and hence playing online baccarat is preferred.
  • land-based establishments are rare here, but you can enjoy the real feel on online casinos where you can play online Baccarat in India.
  • Best part is you don’t need to download baccarat onto your device, its all served on an online platform waiting for you to sharpen your skills.

Where can I play online Baccarat for money?

The world of internet is really vast and hence I won’t be surprised if you just like I are in a dilemma wondering which site is genuine enough to be worth your time and effort and later on your money.

Hence to make things much simpler for you I and my team at G2G have reviewed over 200 online casinos for Indian players and listed the complete list of trusted and 100% legitimate Indian baccarat sites.

You can choose any of these verified baccarat sites to play and hone your skills before hitting the real turf.

You can easily play from your mobile irrespective of the platform be it Android, apple or a windows OS phone. In order to play on online baccarat for real money, there are usually a few short and simple steps to sign up and make a deposit.

For the starters, should visit one of our recommended online casinos. These casinos are licensed which means they adhere to strict laws related to integrity w.r.t personal information. Hence you can rest assured when providing accurate personal details like your name, identification and other relevant information.

In order to ensure secure transactions and receive your winnings, it is imperative that you provide the correct details. The monetary transactions are safe and carried out by some of the biggest payment processors in the world.

Once you are successfully registered with all the correct personal details and there is sufficient balance in your gaming wallet, feel free to browse the site and feel free to play the online baccarat game of your choice.

Where to play Baccarat for real


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The basics of Baccarat

Baccarat is one of the oldest casino games available worldwide. It’s generally associated with people who play high stakes and celebrities alike. If all that sounds like a very serious game to you, let me assure you that playing online baccarat is as simple as betting on the outcome of rolling a simple six-faced dice.

Baccarat is very well established with Indian players as well. Go to Goa and you will find a Baccarat table with high rollers playing away to glory in casinos, such as Deltin Royale.

But since it’s not possible to go to Goa every day, being able to play online baccarat in India on our recommended online casinos is an even better proposition from the luxury of your home.

The main goal of Baccarat is basically to bet on the player/banker as to who would reach a hand value of 9 first, which is the highest.

The dealer deals card to the Banker and the Player and whosoever hand total is more, wins.

The rules for a Baccarat game are listed under the subsection “Rules”. In the “Strategies” section below, you can also learn our expert playing tips as well.

Gambling in India is a dicey affair when it comes to land-based establishments. That is because the Indian Gambling laws are very vague and have been in existence since before the advent of the internet. Hence it is absolutely safe to say that there are hardly any laws which cover online gambling.

Therefore it is fine to play baccarat games on the internet, just like I’ve covered in more articles about other chance-based casino games, such as Andar Bahar or Sic Bo.

Unless there does come a rule or a law which takes into consideration the archaic laws of gambling and amend the same w.r.t the new age world of internet, you can go all guns roaring on the world wide web. If you still are unsure and want more information, You can read more about gambling rules in India in our article, Is it legal to gamble online in India?


In order to play on online websites for baccarat, you will require to register your account there with valid credentials. It is highly recommended that you go to one of our recommended websites.

After you register your account you will need to make a small deposit with your preferred payment method and afterwards, you can start playing. Just keep in mind to check if the casino accepts INR.

In online Baccarat you bet against the dealer. You bet on who out of the ‘player’ or the ‘banker’ is going to reach a hand value of 9. The game is usually played with 8 decks of cards. The card values are:

The card values read out as:

  • A:1
  • 2-9: Face value
  • 10 and face cards: 0

Hand value: sum of all cards in the hand

If the Hand value is more than 9, you strike off the first digit and the remaining becomes the hand value.

So, an Ace and a Nine in your hand it would total to ‘10’ and the result would be striking off the 1 and hand value would be 0.

After you place your bet two cards are dealt to Player/Banker by the dealer. The target is to reach a total of 9. In the case of a Tie, the bets on the player/banker are pushed. If the bet was placed on a Tie, then the tie bet will win, and all other outcomes will lose. A player/ Banker pair means the first two cards on either hand are of the same rank. In that case all other outcomes lose.


Baccarat is a game of chance like most card games in a casino but trying to draw patterns with every outcome is futile. Try to choose the games with as fewer decks as possible.

Generally, 8 decks are used but there are games with 6 decks as well. You can read more about other variations of online Baccarat in the section below.

Casinos generally charge a 5% commission on Banker bets and that’s the reason they pay lesser than player bets so it’s a good practice to look for casinos which charge less than that.

The smart choice is to always bet on the Banker rather than the player and betting on the Tie is a big no. The Banker bet has the lowest house edge in the online casino of almost 1.06% only compared to player at 1.24%.

An occasional bet on the player is advised but as you can see its evident that the smart choice is always the banker.

Winning potential

Internet Baccarat is a high paying game and that is the reason it attracts high rollers. This online card game has a low house edge and hence is more rewarding. With an RTP of 98.94%, this is a game which is really inviting.

Player bets win even money, Banker bets pay 19 to 20 and for a Tie, almost all casinos pay 9:1.

Delving into more details, apart from the usual bets on player/banker and a tie option there are other side bets too.

  • 89.64% – Banker Pair (10:1)
  • 89.64% – Player Pair (10:1)
  • 91.95% – Perfect Pair
  • 86.29% – Either Pair
  • 97.35% – Player Bonus
  • 90.63% – Banker Bonus

The Banker usually gets lesser than the player because they enjoy a positional advantage with more information regarding drawing the third card. You can read more about the same in the strategy section. For a full list of all bets and payouts check in another article if you like to learn in more detail.

Variations of the game

There are several types of baccarat which is played worldwide. Some games vary in the number of decks which is usually 8. Chemin de Fer is a French version of the game which involved 6 decks rather than 8. The cards are dealt faced down rather than face up. This game involves 7 players rather than the usual 8.

Smaller versions of the game are also played with lesser table mins and max known as Midi and Mini Punto.

A version is played where even money is paid on winning Banker bets. This version is called as Super 6 or Punto 2000.

The house edge on a banker bet is 1.46% compared with regular commission baccarat at 1.058%.

The real precursor of Baccarat is Macao which was played in Asia. It is generally played with two decks.

I would personally suggest starting with the classic baccarat and progress as you gain expertise.

Playing Virtual or Live version

Playing baccarat virtual or playing it on live casino both are different versions of an online experience.


If you are a more seasoned land-based player who does not trust the software and would rather want a live person dealing the cards, then you can choose to play live baccarat. Here live dealers deal cards and you can view the game and participate via real-time streaming in full HD.

You can interact with the croupier as well as your fellow players at the table with a live chat. It even allows a single hand of cards to be played by multiple players at the table to bet against the dealer, thus potentially having an unlimited number of players at a table.

Just ensure to have a robust internet connection, because then you can enjoy a truly immersive casino experience with crystal clear sound and 1080 resolution.


Virtual or video baccarat can also be enjoyed at many casino sites. Here the game is controlled by a software which is compliant with gaming standards and safe to play. The best part about playing online is the transparency and the comfort. The game is animated in 2D or 3D.

Play Baccarat for real money vs. free

Practice makes a man perfect. This is an age-old proverb which is valid even in today’s new age world.

Will practising baccarat on online websites cost you money?

You are lucky because the answer is no. Generally, most of the casinos allow you to pay your game of choice for “free” or in the “For fun” mode where you can simply get a feel of the game with mock credits or money. Stay rest assured that the mock payouts you receive whilst playing those games are at the same rate as you would get while playing for real money.

This is a compliance requirement and all licensed casinos follow this rule. Hence I would recommend you to start playing for free or for fun to get a feel of baccarat or pick up a no deposit bonus when you sign up. With this, you are playing for free money, but with an opportunity to win real cash. If this sounds like your thing, jump over to my no deposit bonus section.

After you have gained sufficient experience and you are fully aware of the tips and tricks of the trade, don’t let all the effort and the enthusiasm go to waste. You will be glad to know that there are several online casinos in India offering online baccarat with dedicated customer support for Indians and you can also play with Indian Rupees. So why wait, register and play like James Bond 007!